Meet John from Croydon
John lives in a semi-detached home in Croydon with his wife and two children. After years of exposure to the weather, the timber fence surrounding their garden had become unstable. Following a winter storm, several fence panels collapsed, leaving the garden exposed and reducing both privacy and security.
Although replacing the fence had been on John's to-do list for some time, paying the full cost upfront wasn't something he had planned for. Instead, he decided to explore the available finance options.
Q: What made you decide it was time to replace your fence?
John: "Our fence had definitely seen better days. A few panels had been leaning for months, but after one particularly windy weekend, two sections completely fell over. We have young children, so having a secure garden was important. We knew it couldn't really wait any longer."
Q: Why didn't you pay for the new fence outright?
John: "We already had a family holiday booked and a few other household expenses coming up. Paying several thousand pounds in one go wasn't ideal. We wanted to keep our savings available for unexpected costs rather than spend everything on the fence."
Q: What made you consider finance?
John: "When we received our quotation, we were told there were finance options available with monthly repayments. That immediately made the project feel much more manageable because we didn't have to delay replacing the fence."
Q: What type of fencing did you choose?
John: "Originally, we were only considering standard timber fencing because of the price. Once we saw the monthly payment options, we upgraded to red cedar fencing instead. It looks fantastic, requires very little maintenance, and should last much longer."
Q: How was the finance application process?
John: "It was straightforward from start to finish. We chose our fencing, looked through the available finance options, completed the online application and received a decision quickly. Once everything was approved, we arranged an installation date that suited us."
Q: Were you happy with the finished project?
John: "Absolutely. The installation team removed the old fence, fitted the new composite panels, and left the garden clean and tidy. The difference is incredible. The garden feels much more private and secure, and it has completely improved the appearance of our property."
Q: Would you choose finance again?
John: "Without hesitation. Finance allowed us to replace the fence when we actually needed it instead of waiting another year to save the money. The monthly repayments fit comfortably into our budget, and we're really pleased we chose the better-quality fencing."
Project Summary
Location: Croydon
Project: Complete garden fence replacement
Reason: Storm damage and an ageing timber fence
New Fence: Low-maintenance composite fencing
Payment: Monthly finance repayments (subject to status)
Outcome: A secure, modern garden fence installed without paying the full amount upfront.
Thinking About Financing Your New Garden Fence?
If replacing your garden fence feels like a significant upfront investment, finance could help you spread the cost with fixed monthly repayments. Whether you're replacing damaged fencing, upgrading to composite panels or installing a completely new boundary fence, finance can help you begin your project sooner while managing your household budget.
Finance is available subject to status. Terms and conditions apply.